Vericent Insights

Latest insights, research, and thought leadership

PayID & NPP Mule Networks: Stopping Real-Time Credit-Push Fraud Before Funds Disperse

NPP payments clear in 15 seconds, making money mule dispersion near-instant. See how banks detect multi-hop PayID mule networks before funds exit.

Trade-Based Money Laundering: The Open-Account Blind Spot Banks Must Close

Australia and the UAE are sharpening enforcement on trade-based money laundering. Discover why open-account trade creates blind spots and how AI helps.

Australia's Scams Prevention Framework: What 'Reasonable Steps' Now Means for Banks

Money Mule Networks: Why Network-Level Detection Is the Next Line of Defense

Account Takeover Fraud in 2026: Why Real-Time Payments Demand Real-Time Defense

FBI and Nacha data show account takeover fraud accelerating on credit-push payment rails in 2026. See why point-in-time checks fail and what real-time behavioural defense looks like.

Synthetic Identity Fraud in 2026: Why It's Now the Costliest Threat at Onboarding

FinCEN's own 2024–2026 alerts show synthetic identity fraud accelerating fast. See why onboarding is the new battleground, and how continuous behavioral monitoring closes the gap.

Agentic AI Fraud: How Enterprises Can Defend Against Automated Attacks in 2026

Agentic AI is changing how fraud attacks are built and run. See why enterprises need continuous, behavioural, real-time defenses in 2026 and how to get there.

Mule Account Detection 2026: How AI Finds What Monitoring Misses

Money mule cases rose 69% in H1 2026. AI detects mule networks at onboarding and beyond, here is what the FCA found, and what the detection gap is costing institutions.

APP Fraud Liability Shift: What the UK's PSR Reimbursement Rules Mean for Fraud Architecture in 2026

The PSR's mandatory APP fraud reimbursement scheme has changed who pays when fraud succeeds. Here is what the liability shift means for fraud architecture in 2026.

Australia's AML/CTF Framework Has Entered a New Era

Australia's AML/CTF reforms are now live. Learn what changed, who is affected, and why risk-based monitoring is becoming essential for regulated businesses.